NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: November 20, 2007
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $89,600.00
MORTGAGOR(S): Lori Junker and Scott Junker, wife and husband
MORTGAGEE: Lend Smart Mortgage, LLC
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Lend Smart Mortgage, LLC
SERVICER: CitiMortgage, Inc.
DATE AND PLACE OF FILING: Filed March 20, 2008, Nobles County Recorder, as Document Number A318023
ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.; Dated: August 15, 2012 filed: August 21, 2012, recorded as document number A 336476
LEGAL DESCRIPTION OF PROPERTY: Lot 22 and that part of Lot 23 lying Northeasterly of a line drawn from a point on the Northwesterly line of said Lot 23 distance 34.00 feet Southwest of the most Northerly corner of said Lot 23 to a point being the most Easterly point of said Lot 23, all in Block 1, Cherry Point Park, City of Worthington
PROPERTY ADDRESS: 613 Betty Avenue, Worthington, MN 56187
PROPERTY IDENTIFICATION NUMBER: 31-1103-000
COUNTY IN WHICH PROPERTY IS LOCATED: Nobles
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $100,635.45
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 29, 2013, 10:00am
PLACE OF SALE: Sheriff's Main Office, 1530 Airport Rd., Worthington, MN 56187
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, singlefamily dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 29, 2013.
"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: November 30, 2012
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Randolph W. Dawdy - 2160X
Gary J. Evers - 0134764
Attorneys for Mortgagee
12550 West Frontage Road, Ste. 200
Burnsville, MN 55337
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.