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Notice of Mortgage Foreclosure Sale - Zamora

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of...

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: April 25, 2006

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $54,000.00

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MORTGAGOR(S): Maria Anisabel Palma Zamora, an unmarried person

MORTGAGEE: Mortgage Electronic Registration Systems, Inc

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

MIN#: 100229801000101190

LENDER: Prestige Mortgage, LLC

SERVICER: EverHome Mortgage Company

DATE AND PLACE OF FILING: Filed April 26, 2006, Nobles County Recorder, as Document Number A 309027

ASSIGNMENTS OF MORTGAGE: Assigned to: EverHome Mortgage Company; Dated: May 5, 2009 filed: May 12, 2009, recorded as document number A322884

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LEGAL DESCRIPTION OF PROPERTY:

The North 37 feet of Lot 15, and the South 13 feet of Lot 14, Block 2, Clifton's Addition to the City of Worthington

PROPERTY ADDRESS: 1106 Douglas Ave, Worthington, MN 56187

PROPERTY IDENTIFICATION NUMBER: 31-1389-000

COUNTY IN WHICH PROPERTY IS LOCATED: Nobles

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $55,040.11

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

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DATE AND TIME OF SALE: July 30, 2010, 10:00am

PLACE OF SALE: Sheriff's Main Office, 1530 Airport Rd., Worthington, MN 56187

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on January 31, 2011.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: June 7, 2010

EverHome Mortgage Company

Assignee of Mortgagee

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SHAPIRO & ZIELKE, LLP

BY ___________________________

Lawrence P. Zielke - 152559

Diane F. Mach - 273788

Kristine M. Spiegelberg Nelson - 308845

Melissa L. Baldridge Porter - 0337778

Ryan D. Krumrie - 0387859

Randy Dawdy 2160X

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Attorneys for Mortgagee

12550 West Frontage Road, Ste. 200

Burnsville, MN 55337

(952) 831-4060

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.

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